Topic 2.2: Grammar. Past unreal conditional.

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TOPIC 2: Past unreal conditional.

CLASS VIDEO

GRAMMAR

VOCABULARY

                                          AG.2.2.1.

Take out: To apply for a loan or credit.
Shop around: To compare options or prices before deciding.
Qualify: To meet the requirements for something, like a loan.
Be turned down: To be rejected or not approved.
Pay off: To pay a debt in full.
Be approved: To be accepted or authorized for something.
Interest rate: The cost of borrowing money, usually expressed as a percentage.
Credit score: A numerical rating of your financial reliability.
Credit history: A record of your past loans and payments.
Down payment: An initial payment made when buying something, often a property.

TOPIC 2: Past unreal conditional.

In English, we use might have, could have, and would have to talk about hypothetical situations in the past. These structures help us express actions that could have happened, were possible, or would have happened if certain conditions had been met.

1. Might have

Used to express a past possibility that didn’t happen

Structure:

Subject + might + have + past participle + complement 1 + if + past perfect

Examples:

                                          AG.2.2.2

1. She might have qualified for the loan if she had a better credit score.
     Ella podría haber calificado para el préstamo si hubiera tenido un mejor puntaje de crédito.

2. He might have been approved for the mortgage if he had made a larger down payment.
     Él podría haber sido aprobado para la hipoteca si hubiera hecho un pago inicial más grande.

3. They might have been turned down for the loan if their credit history was poor.
     Ellos podrían haber sido rechazados para el préstamo si su historial de crédito hubiera sido malo.

2. Could have

Used to express past ability or opportunity that wasn’t used

Structure:

Subject + could + have + past participle + complement 1 + if + past perfect

Examples:

                                          AG.2.2.3

1. She could have paid off the loan sooner if she had earned more money.
     Ella podría haber pagado el préstamo más rápido si hubiera ganado más dinero.

2. You could have shopped around for a better interest rate if you had more time.
     Podrías haber comparado precios para encontrar una mejor tasa de interés si hubieras tenido más tiempo.

3. They could have taken out a larger loan if they had qualified for it.
     Ellos podrían haber solicitado un préstamo más grande si hubieran calificado para ello.

3. Would have

Used to express what would have happened under different conditions in the past

Structure:

Subject + would + have + past participle + complement 1 + if + past perfect

Examples:

                                          AG.2.2.4

1. I would have paid off the credit card if I had received my bonus.
     Habría pagado la tarjeta de crédito si hubiera recibido mi bono.

2. She would have been approved for the car loan if she had a higher credit score.
     Ella habría sido aprobada para el préstamo del auto si hubiera tenido un puntaje de crédito más alto

3. We would have qualified for the house if we had made a larger down payment.
     Habríamos calificado para la casa si hubiéramos hecho un pago inicial más grande.

EXERCISES:

Help the teacher translate the following sentences into English:

1. Ella podría haber solicitado un préstamo si hubiera sabido sobre la oferta.

2. Ellos podrían haber calificado para la hipoteca si su historial de crédito hubiera sido mejor.

3. Él podría haber pagado la deuda antes si hubiera tenido un ingreso estable.

4. Podrías haber obtenido una mejor tasa de interés si hubieras comparado más opciones.

5. Habría sido aprobado para el préstamo si mi puntaje de crédito hubiera sido más alto.

SOLVED EXERCISES ERG.2.2.1

SOLVED EXERCISES ERG.2.2.1

Order the words in the following sentence. Drag the words into the box.

PROPOSED EXERCISES EPG.2.2.1.

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